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2025-05-23 | 📜 ERISA vs 👶🏼 Newborns 🤺
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§ 58‑51‑30. Policies to cover newborn infants, foster children, and adopted children.
Every health benefit plan, as defined in G.S. 58‑51‑115(a)(1), that provides benefits for any sickness, illness, or disability of any minor child or that provides benefits for any medical treatment or service furnished by a health care provider or institution to any minor child shall provide the benefits for those occurrences beginning with the moment of the child’s birth if the birth occurs while the plan is in force. Every health benefit plan shall extend coverage to a newborn child without requirements for prior notification unless an additional premium charge to add the dependent is due.